card

Pre-issued Elcard/Visa Electron Card

Instant issue cards

KGS, USD

Currency

KGS 400, USD Free

Issuance

Information

A pre-issued payment card is a card embossed beforehand in the IPC CJSC and stored at Bakai Bank OJSC. This type of cards does not differ in functionality and options from other payment cards embossed in a standard manner.

The currency of pre-issued cards is set in accordance with the needs of the client: for traveling abroad, safe transfer of monetary funds within the republic, etc.

 

Elcard / VISA Electron

Kyrgyzstani Som, US Dollar: Currency

Issuance: 400 KGS, USD Free 

 

 

For more detailed information please call our consultants using the number of the contact center 6111 or you can receive information directly in Bakai Bank’s offices.

Friendly Network

A “Friendly network is a wide network of ATMs and terminals throughout Kyrgyzstan. For the clients’ convenience banks have integrated their devices which service cards into a single network.

  • over 439 ATMs;
  • over 606 terminals.

Our cardholders can withdraw money from Elcard/VISA payment cards using the Friendly Network’s devices according to the rates of Bakai Bank OJSC.

 

The Friendly Network includes the following banks:

Bakai Bank OJSC

KICB CJSC

Aiyl Bank OJSC

Bank of Asia CJSC

Dos-Kredobank OJSC

Finance Credit Bank OJSC

BTA Bank CJSC

Capital Bank OJSC

For more detailed information please call our consultants using the number of the contact center 6111 or you can receive information directly in Bakai Bank’s offices.

Loan on card

An “Urgent Advance” overdraft of Bakai Bank makes it possible to carry out payments when there are no funds on the card. 

Bakai Bank offers to use our advantageous product – an “Urgent Advance” overdraft for clients with a Bakai Bank payroll card. Holders of payroll cards issued by the Bank can use this payroll card product for an amount of up to three salaries. Additionally, Bakai Bank investors…

In practice, this looks like an overdraft of funds on the card account. The “Urgent Advance” overdraft is convenient as it can serve as backup for unplanned situations.

 

Conditions for obtaining Overdraft:

  • Be a participant of the payroll project/ or have a deposit in Bakai Bank;
  • Have work experience in the payroll project of 12 months;
  • Overdraft period: 12 months (with an option to prolong);
  • For up to 80% of the salary, you need to apply toBakai Bank 
  • An overdraft in the amount of 80% from average monthly salary and up to 3 average monthly salaries additionally requires one of the colleagues from the payroll project to serve as a guarantor.
  • Interest rate — 28% per annum

 

For more detailed information please call our consultants, using the number of the contact center 6111, or you can receive information directly in Bakai Bank’s offices.

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