| Term | Replenishment before end of loan term | KGS (% per annum) | USD (% per annum) | EUR (% per annum) | RUB (% per annum) |
| 24 months | 120 days | 12,00% | 1,50% | - | 6,50% |
| 18 months | 90 days | 11,50% | 1,00% | - | 5,50% |
| 12 months | 60 days | 11,00% | 0,70% | - | 4,50% |
| 9 months | 60 days | 6,50% | - | - | - |
| 6 months | 60 days | 5,50% | - | - | - |
| 3 months | 30 days | 2,50% | - | - | - |
Minimum down payment amount 5 000 KGS/RUB; 100 USD/EUR.
Minimum amount of additional deposit 1 000 KGS/RUB; 20 USD/EUR.
Deposit shall be returned by the Bank on the deposit closing date.
The deposit is insured accordin to the procedure? in the amount and the conditions specified in the LawNo.78 dated May 07, 2008 "O protection of Bank Deposits".
Effective annual interest rate is:
-in KGS from 2.5% to 12.7%
-In USD from 0.7% to 1.5%
-in RUB from 4.6% to 6.7%
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