Information
Effective interest rates

Term	Replenishment before end of loan term	KGS (% per annum)	USD (% per annum)	EUR (% per annum)	RUB (% per annum)
3 months	30 days	2,5%х2=5%*	-	-	-
6 months	60 days	5,5%х2=11%*	-	-	-
9 months	60 days	6,5%	-	-	-
12 months	60 days	11,0%	0,7%	-	4,5%
18 months	90 days	11,5%	1,0%	-	5,5%
24 months	120 days	12,0%	1,5%	-	6,5%

Minimum down payment amount 5 000 KGS/RUB; 100 USD/EUR.

Minimum amount of additional deposit 1 000 KGS/RUB; 20 USD/EUR.

Deposit shall be returned by the Bank on the deposit closing date.

The deposit is insured accordin to the procedure? in the amount and the conditions specified in the LawNo.78 dated May 07, 2008 "O protection of Bank Deposits".

*Offer “% rate x 2 is valid from November 1, 2023 to December 31, 2023”.

Effective annual interest rate is:

-in KGS from 2.5% to 12.7%

-In USD from 0.7% to 1.5%

-in RUB from 4.6% to 6.7%

"Business-Capital" deposit account details as of 13.03.2023