‘Progression’ Deposit

the percentage is growing in progression

up to 9,5%

interest rate

at the end of the term

interest payment

from KGS 5000

an initial fee


Deposit period 



(% per annum)


(% per annum)


(% per annum)


(% per annum)

in months in days  
  from      to            
months 90 119 3,5% 0,5% - 3,5%
months 120 149 4,5% 1,0% - 4,0%
months 150 179 5,5% 1,3% 0,5% 4,3%
6 months 180 209 6,5% 1,5% 1,0% 4,5%
7 months 210 239 7,0% 1,8% 1,3% 4,8%
8 months 240 269 7,5% 2,0% 1,5% 5,0%
9 months 270 299 8,0% 2,3% 1,8% 5,5%
10 months 300 329 8,5% 2,5% 2,0% 6,0%
11 months 330 359 9,0% 2,8% 2,3% 6,5%
12 months 360   9,5% 3,0% 2,5% 7,0%


Minimum initial deposit amount 5 000 KGS/RUB; 100 USD/EUR;


Terms and conditions for accepting deposits and terms and conditions of active deposits whose amount exceeds 100 000 US dollars or its equivalent in another currency can be set by the Bank on an individual basis.

The Bank repays the deposit on the day following the deposit maturity date.

The deposit is insured in the order, size and according to terms set by the Law “On the protection of bank deposits” №78 of May 7, 2008.



  • With each subsequent month of storage, the interest rate increases in progression
  • Free issuance of a VISA or an Elcard card.
  • When opening a deposit for a period of 12 months or more, the client can open an overdraft loan at will. Conditions: the depositor opens a plastic card of your choice according to the bank’s tariffs and is able to receive an instant credit on the card.


A VISA or an Elcard payment card free of charge

 When you open a deposit, you will also receive a free debit VISA or Elcard in the currency of the opened deposit.

How it can be used:

  • For keeping funds
  • For cash withdrawals
  • For purchases
  • For transferring interest from the deposit to the card



  • Бесплатный выпуск карты VISA или Элкарт
  • A wide ATM network of our bank and partner banks
  • Double protection (VISA chip and magnetic stripe). Your money is securely protected.
  • An opportunity to top up the card without charges.
  • Make purchases with the card globally in any bank’s terminal supporting VISA or Elcard
  • Discounts with the Privilege Card program

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Payment schedule
An initial fee

No amount selected

Interest rate

No bid selected

Monthly payments


Total amount to be paid


The result of calculating a calculator is informative. Exact parameters The deposit will be calculated by the Bank based on the results of your application.

For more information, please contact Bakai OJSC Bank".

Month Accrued interest