Target audience:
1. Entrepreneurs (individuals) working on the basis of a patent or as PE;
2. Legal entities.
Intended use:
Replenishment of working/fixed assets;
For all business development purposes;
Investments (acquiring fixed assets, investing in construction, and other). At the same time, client’s participation in the amount of at least 20% of the total project sum is mandatory;
Re-financing performing loans in other banks and financial institutions;
Amount to be issued:
• From KGS 5 000 000;
• From RUB 5 000 000;
• From USD 50 000;
• From EUR 50 000;
• From KZT 15 000 001.
Repayment procedure
Loan repayment and interest payment is made monthly (once a month) by annuity payment;
A flexible loan repayment schedule may be negotiated depending on the seasonality of business, etc.
It is possible to repay the principal debt once a quarter, however, interest payments are made monthly.
Business operation period
At least 12 months
Guarantee:
At least 1 guarantor is required. If the borrower is a legal entity then the guarantor must
Collateral:
Real estate
For replenishing working capital: from 3 to 36 months;
For replenishing fixed assets: from 3 to 60 months;
For investment projects: from 3 to 60 months.
1. Borrower’s passport;
2. Certificate of marriage registration – submitted to confirm spousal relationship;
3. Spouse’s passport (if available);
5. Documents for business;
6. Guarantor’s passport and declaration of marital status (if Guarantor is unmarried/divorced/widowed);
7. Guarantor’s certificate of marriage registration – submitted to confirm spousal relationship;
8. Passport of Guarantor’s spouse (if available);
9. Certificate of salary for at least the last 12 months (in tabular form – accrued, deducted, net pay) or other documents confirming Guarantor’s solvency;
10. As well as other documents necessary for processing a loan.
The result of calculating a calculator is informative. Exact parameters loan will be calculated by the Bank on the results of your application.
For more information, please contact Bakai OJSC Bank".
| Month | Remainder | Repayment | Repayment % | Payouts |
The frequency and amount of loan payments may differ from those shown in According to terms of the loan agreement. This loan payment schedule is not a public offer and intended for reference only.
