Bakai Bank Microloan is suitable for entrepreneurs and companies that have been on the market for more than 6 months. The bank also finances start-ups in case the client covers 70% of the financing plan on his/her own.
Amount: from 7,001 USD, EUR / 500,001 soms, rubles to 20,000 USD, EUR / to 2 000,000 soms, rubles
Term: 6 months to 36 months
Early repayment commission - free,
| Rate in soms | Rate in US dollars |
| from 22% to 24% | from 15% to 25% |
The interest rate is set for each project separately where the history of cooperation between the bank and the borrower, banking products used by the borrower, loan terms and collateral are all taken into consideration.
*Effective interest rate: in soms from 22% per annum, in U.S. dollars from 15% per annum.
Loan for business purposes
- Purchase of goods, fabric, consumables and other current assets
- Purchase of business premises, equipment, vehicles, furniture, computers and other fixed assets
- Repair of premises and equipment
- Refinancing other loans and private borrowings
- Investments for expansion, diversification of business
- Other purposes in accordance with the Bank's requirements (consult with a loan officer)
Bakai Bank - a caring partner for your business
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| Individual approach | Fast application turnaround | Payment schedule based on specifity of your business |
- Monthly, principal and interest in annuity payments
- Monthly, the main debt in equal installments, interest based on loan usage after the fact
- Flexible schedule (in some cases), principal and interest depending on the seasonality of the business in question
- By the decision of the Bank is granted a grace period of up to 3 months for principal repayment without lump-sum repayment at the end of the term.
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Submit a request for assistance
You can either by sending or by calling us for consulting
- 6111 (from mobile only)
- +996 554 00 61 11 (Whats App)
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Explore other bakai bank loan options
Express loan
Amount
Up to 500 000 soms,rubles or up to 7 000 USD, EUR
Collateral
no
Purpose
business growth
Cosigner
yes
Term
to 24 months
Interest rate
in KGS and RUB from 24%, in USD and EUR from 20%
Small loan
Amount
From 2 000,001 som, rubles/ 30,001 USD, EUR
Collateral
yes
Purpose
business growth
Cosigner
yes
Term
to 60 months
Interest rate
from 19% in KGS, RUB/ from 8% in USD, EUR
The RKDF Loan
Amount
from 1 000 000 US dollars
Collateral
yes
Purpose
for business development
Cosigner
yes
Term
to 60 months
Interest rate
from 5 %