Microloan

Microloan

up to 3 years

Period

from 16%

Rate

up to 750 000 KGS

Amount

Target audience:  

1. Entrepreneurs (individuals) working on the basis of a patent or as PE;

2. Legal entities.

 

Intended use:

Replenishment of working/fixed assets;

For all business development purposes;

Investments (acquiring fixed assets, investing in construction, and other). At the same time, client’s participation in the amount of at least 20% of the total project sum is mandatory;

Re-financing performing loans in other banks and financial institutions;

 

Amount to be issued:

  • From 150 001 to 750 000 KGS;
  • From 150 001 to 750 000 RUB;
  • From 2001 to 10 000 USD;
  • From 2001 to 8 000 EUR;
  • From 10 001 CNY to 60 000 CNY;
  • From 750 001 to 3 750 000 KZT.

 

Repayment procedure

Loan repayment and interest payment is made monthly (once a month) by annuity payment;

A flexible loan repayment schedule may be negotiated depending on the seasonality of business, etc. It is possible to repay the principal debt once a quarter, however, interest payments are made monthly.

 

Business operation period

At least 12 months


Guarantee:

At least 1 guarantor is required. If the borrower is a legal entity then the guarantor must…

 

Collateral: 

Real estate

 

For replenishing working capital: from 3 to 36 months;

For replenishing fixed assets: from 3 to 36 months;

For investment projects: from 3 to 36 months

1. Borrower’s passport;   

2. Certificate of marriage registration – submitted to confirm a spousal relationship;

3. Spouse’s passport (if available);

5. Documents for business

6. Guarantor’s passport;

7. Guarantor’s certificate of marriage registration – submitted to confirm a spousal relationship;

8. Spouse’s passport;

9. Certificate of salary for at least the last 12 months (in tabular form – accrued, deducted, net pay) or other documents confirming Guarantor’s solvency;

10. As well as other documents necessary for processing a loan.

Сравнение

Microloan

Period
up to 3 years
Rate
from 16%
Amount
up to 750 000 KGS

Small loans

Period
up to 5 years
Rate
from 13%
Amount
Up to 7 500 000 KGS

Corporate loans

Period
up to 5 years
Rate
from 12%
Amount
from 7 500 000 KGS

Russian-Kyrgyz Development Fund

Period
up to 5 years
Rate
from 5%
Amount
from USD 1 000 000

Mortgage loan for commercial purposes

Period
up to 10 years
Rate
from 18%
Amount
up to KGS 20 000 000

Mortgage loan for commercial purposes

Period
up to 7 years
Rate
from 7%
Amount
Up to 15 000 000 KGS
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The result of calculating a calculator is informative. Exact parameters loan will be calculated by the Bank on the results of your application.

For more information, please contact Bakai OJSC Bank".

Month Remainder Repayment Repayment % Payouts

The frequency and amount of loan payments may differ from those shown in According to terms of the loan agreement. This loan payment schedule is not a public offer and intended for reference only.

News

Foreign Exchange Rates

Purchase Sale
USD 69.8000 69.9000
EUR 77.0000 77.8000
RUB 1.0950 1.1020
KZT 0.1790 0.1820
GBP 88.0000 92.0000
CNY 9.4000 10.5000
Purchase Sale
USD 69.7000 69.9000
EUR 76.6000 78.2000
RUB 1.0650 1.1200
KZT 0.1700 0.1900
GBP 82.0000 94.0000
CNY 8.9000 11.0000
FX rate
USD 69.8500
EUR 77.2820
RUB 1.0961
KZT 0.1812
GBP 91.7536
CNY 9.9320

Course listed on 11.12.2019

Exchange rates are valid for Bishkek city. Exchange rates are valid for an amount of up to $1000 (or equivalent in other currencies), rates for amounts above$1000 are contractual