Microloan

Microloan

Period

up to 5 years


Rate

from 12%


Amount

up to 2 500 000 KGS


Поручитель

Да


Срок

до 60 месяцев


Процент

от 18 %


Target audience:  

1. Entrepreneurs (individuals) working on the basis of a patent or as PE;

2. Legal entities.

 

Intended use:

Replenishment of working/fixed assets;

For all business development purposes;

Investments (acquiring fixed assets, investing in construction, and other). At the same time, client’s participation in the amount of at least 20% of the total project sum is mandatory;

Re-financing performing loans in other banks and financial institutions;

 

Amount to be issued:

  • From 250 001 to 2 500 000 KGS;
  • From 250 001 to 2 500 000 RUB;
  • From 5001 to 50 000 USD;
  • From 5001 to 50 000 EUR;
  • From 1 500 001 to 15 000 000 KZT.

 

Repayment procedure

Loan repayment and interest payment is made monthly (once a month) by annuity payment;

A flexible loan repayment schedule may be negotiated depending on the seasonality of business, etc. It is possible to repay the principal debt once a quarter, however, interest payments are made monthly.

 

Business operation period

At least 12 months


Guarantee:

At least 1 guarantor is required. If the borrower is a legal entity then the guarantor must…

 

Collateral: 

Real estate

 

For replenishing working capital: from 3 to 60 months;

For replenishing fixed assets: from 3 to 60 months;

For investment projects: from 3 to 60 months

1. Borrower’s passport;   

2. Certificate of marriage registration – submitted to confirm a spousal relationship;

3. Spouse’s passport (if available);

5. Documents for business

6. Guarantor’s passport;

7. Guarantor’s certificate of marriage registration – submitted to confirm a spousal relationship;

8. Spouse’s passport;

9. Certificate of salary for at least the last 12 months (in tabular form – accrued, deducted, net pay) or other documents confirming Guarantor’s solvency;

10. As well as other documents necessary for processing a loan.

Management Board

Microloan

Period
up to 5 years
Rate
from 12%
Amount
up to 2 500 000 KGS
Поручитель
Да
Срок
до 60 месяцев
Процент
от 18 %

Small loans

Period
up to 5 years
Rate
from 11%
Amount
Up to 20 000 000 KGS
Поручитель
Да
Срок
до 60 месяцев
Процент
от 16 %

Corporate loans

Period
up to 5 years
Rate
from 10%
Amount
from 5 000 000 KGS
Поручитель
Да
Срок
до 60 месяцев
Процент
от 15 %

Russian-Kyrgyz Development Fund

Period
up to 5 years
Rate
from 5%
Amount
from USD 1 000 000
Поручитель
Да
Срок
до 60 месяцев
Процент
от 5 %
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Payment schedule
Loan amount

No amount selected

Interest rate

No bid selected

Monthly installment

0

Total to return

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The result of calculating a calculator is informative. Exact parameters loan will be calculated by the Bank on the results of your application.

For more information, please contact Bakai OJSC Bank".

Month Remainder Repayment Repayment % Payouts

The frequency and amount of loan payments may differ from those shown in According to terms of the loan agreement. This loan payment schedule is not a public offer and intended for reference only.

News

Foreign Exchange Rates

Purchase Sale
USD 77.3500 77.7500
EUR 87.2000 88.7000
RUB 1.0870 1.1030
KZT 0.1700 0.1950
GBP 90.0000 100.0000
CNY 9.0000 12.0000
Purchase Sale
USD 76.8000 78.0000
EUR 86.5000 89.0000
RUB 1.0300 1.1200
KZT 0.1400 0.2100
GBP 86.0000 101.0000
CNY 8.5000 12.5000
FX rate
USD 78.0266
EUR 88.0062
RUB 1.0953
KZT 0.1904
GBP 96.0947
CNY 10.9124

Course listed on 10.07.2020

Exchange rates are valid for Bishkek city. Exchange rates are valid for an amount of up to $1000 (or equivalent in other currencies), rates for amounts above$1000 are contractual