Information

The ELCARD bank payment card is a card of the national payment system of Kyrgyzstan. ELCARD card is designed for non-cash payments (payment for goods and services), receipt of salaries, pensions, allowances in ATMs and POS-terminals on the territory of Kyrgyzstan.

ELCARD bank cards are accessible to any segment of the local market, i.e. both for those employees receiving payroll payments on their cards (those who get paid with a payroll card) (use your credit for payroll) (teachers, doctors) and the retired employees, individuals and even corporate clients can use them.

Important advantages of this product are:

• affordability;
• fast expansion of ATM and terminal network;
• reliability;
• 24/7 access to your funds (you can cash out your funds at any time you want since many ATMs operate 24/7), you can also make necessary transactions from the comfort of your home using yourBakai24 mobile banking ;
• convenient payment for goods and services;
• save time on utility payments and other services through Bakai24 mobile banking;
• secure storage of funds;
• convenience when getting paid while working shifts, traveling or traveling on business;
• opportunity to issue additional cards for family members with possibility to set for them a limited or unlimited access to the account.

Attractiveness of ELCARD cards is supported by revolving credit cards equal to up to 5 salaries, loyalty programs, 2% cash-back.

In addition, the bank has developed tariffs that take into account different segments of the market. The lowest tariffs (in soms) are set for employees of government institutions and budget organizations within the framework of payroll projects.

The national payment card is designed to pay for goods and services in trade and service enterprises, as well as to receive cash in cash dispensers and ATMs on the territory of the Kyrgyz Republic.

Currency: KGS

Issue: free of charge

Annual fee: 100 soms

For more information, please reach our Contact Center by dialing 6111 or visit our Bakai Bank branch.