Payment card Elcard
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The ELCART bank payment card is a card of the national payment system of Kyrgyzstan. ELCART card is designed for non-cash payments (payment for goods and services), receipt of salaries, pensions, allowances in ATMs and POS-terminals on the territory of Kyrgyzstan.
ELCART bank cards are accessible to any segment of the local market, i.e. both for those employees receiving payroll payments on their cards (those who get paid with a payroll card) (use your credit for payroll) (teachers, doctors) and the retired employees, individuals and even corporate clients can use them.
Important advantages of this product are:
Attractiveness of ELCART cards is supported by revolving credit cards equal to up to 5 salaries, loyalty programs, 2% cash-back.
In addition, the bank has developed tariffs that take into account different segments of the market. The lowest tariffs (in soms) are set for employees of government institutions and budget organizations within the framework of payroll projects.
The national payment card is designed to pay for goods and services in trade and service enterprises, as well as to receive cash in cash dispensers and ATMs on the territory of the Kyrgyz Republic.
Currency: KGS
Issue: free of charge
Annual fee: 100 soms
For more information, please reach our Contact Center by dialing 6111 or visit our Bakai Bank branch.
Payroll Project
Elcart / Visa salary cards significantly reduce the load on cash transactions performed by accounting department of an organization and ensure confidentiality of salary payments.
One of the main advantages is the absence of queues for salaries which in turn saves time of the employees, and reduces cost of cash collection.
In addition, participants of the Salary project are also provided with an opportunity to receive a card overdraft loan ("Urgent Advance").
Terms and conditions for the maintenance of cards for salary projects:
For more information, please reach our call center by dialing 6111 or visit our Bakai Bank branch.
Friendly Network
The "Friendly Network" is a wide network of ATMs and terminals throughout Kyrgyzstan. For the convenience of customers, banks, it united their devices into a single network serving cards.
Our cardholders can withdraw cash using their Elcard/VISA payment cards on devices of the Friendly Network banks under the tariffs of OJSC Bakai Bank.
The Friendly network includes the following banks:
OJSC Bakai Bank
JSC "KICB" (KICB)
CJSC "Bank of Asia",
OJSC "Dos-Credit Bank
Finance Credit Bank CAB
OJSC "Capital Bank
For more detailed information, please reach our call-center at 6111 or visit one of the Bakai Bank branches.