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"Pension Card" is a special project with payment cards "Elcard" launched jointly with the Social Fund of the Kyrgyz Republic, CJSC "Interbank Processing Center" (IPC) and commercial banks.

Submit a request
Pension card


Free of charge

Annual maintenance fee

Free of charge


Free of charge


"Pension Card" - allows the elderly to receive pensions, allowances and compensations to their card accounts with advantageous preferential terms of servicing, developed specially for this project.

When making use of the project "Pension Card" elderly people can withdraw the required sum from the nearest ATM at any convenient time, they can not worry about safety of their savings, theft or loss, and also have an opportunity to multiply their savings.

Specially for all participants of the project "Pension Card" a number of significant advantages were introduced: free opening of the account and issue of the plastic card "Elcard", free service of the account and withdrawal of money in ATMs of Bakai Bank as well as monthly accrual of interests on the remaining sum on the account.


  • Opening a Pensioner's Account and issuing a Pension Card is FREE;
  • Withdrawal of funds from the Pensioner's account in teller machines of the Bank - FREE OF CHARGE;
  • Maintenance of Pensioner's account - FREE OF CHARGE;
  • Reissue of the Pension Card (in case of loss, theft, damage, loss of PIN-code) - FREE OF CHARGE;*.
  • Closing of the individual bank account of a pensioner - FREE OF CHARGE;

         *No more than 2 times a year.


For more information please reach our Contact Center by dialing 6111 or visit Bakai Bank branches directly.

"Friendly Network" is a wide network of ATMs and terminals throughout Kyrgyzstan. For the convenience of customers, banks, merged their devices into a single network that serves cards.

  • over 400 ATMs;
  • over 600 cash points (POS-terminals).

Our cardholders can withdraw cash with payment cards of Elcard/VISA in devices of Friendly network on the tariffs of OJSC Bakai Bank.


The Friendly network includes the following banks:

OJSC Bakai Bank


CJSC "Bank of Asia",

OJSC "Dos-Credit Bank

Finance Credit Bank CAB

OJSC "Сapital Bank”


For more detailed information please reach our call-center by dialing 6111 or visit "Bakai Bank" branches directly

Three Steps to a New Bakai Bank Card

Fill out an application
It takes 2 minutes, all you need is a contact person and a phone number
Wait for the operator to call you
We'll let you know when and where to pick up the card when it's ready
Pick up your card
Come to a bank office and present your passport

Submit a request for assistance

Pension card
We guarantee the security of your information