Сo-branded payment card

You can request the card by filling out an online form via MegaPay.






Annual maintenance fee

A co-branded card is an ELCARD payment card that lets you withdraw funds from the MegaPay wallet. Co-branded cards are issued jointly by “AlphaTelecom” CJSC and “Bakai Bank” OJSC.

You can request the card by filling out an online form via MegaPay.

If the online form is approved, the user can pick up her\his co-branded card in any selected office of “Bakai Bank” OJSC.

The card allows you to withdraw funds with ease and enjoy the favorable terms of the ELCARD national payment system.

Five reasons to order the card:

  • Online form via MegaPay;
  • “ELCARD” cards are issued free of charge;
  • Free servicing for the first year;
  • Free money withdrawal in the ATM network of Bakai Bank and in the Friendly Network;
  • Free depositing to ELCARDs in terminals and branches of BAKAI BANK.

Currency: KGS
Issuance: free of charge
Annual servicing: 1st year – free of charge, 2nd year – KGS 200

To obtain detailed information, please call our consultants in the contact center by phone – 6111, or you can obtain information directly in Bakai Bank’s offices.

Friendly Network


A “Friendly network» is a wide network of ATMs and terminals throughout Kyrgyzstan.For the clients’ convenience banks have integrated their devices which service cards into a single network.

  • over 439 ATMs;
  • over 606 terminals.

Our cardholders can withdraw money from Elcard/VISA payment cards using the Friendly Network’s devices according to the rates of Bakai Bank OJSC.


The Friendly Network includes the following banks:

Bakai Bank OJSC


Aiyl Bank OJSC

Bank of Asia CJSC

Dos-Kredobank OJSC

Finance Credit Bank OJSC

Capital Bank OJSC

For more detailed information please call our consultants using the number of the contact center 6111 or you can receive information directly in Bakai Bank’s offices.


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Foreign Exchange Rates

Purchase Sale
USD 79.7000 79.8000
EUR 92.4000 93.9000
RUB 1.0100 1.0300
KZT 0.1800 0.1930
GBP 94.0000 106.0000
CNY 9.0000 13.0000
Purchase Sale
USD 79.5000 79.9500
EUR 92.0000 94.3000
RUB 0.9900 1.0450
KZT 0.1400 0.2000
GBP 93.0000 107.5000
CNY 8.5000 13.5000
FX rate
USD 79.4998
EUR 92.6530
RUB 1.0349
KZT 0.1865
GBP 101.4735
CNY 11.6575

Course listed on 29.09.2020

Exchange rates are valid for Bishkek city. Exchange rates are valid for an amount of up to $1000 (or equivalent in other currencies), rates for amounts above$1000 are contractual