‘Universal’ Deposit

possibility of replenishment. Profitable percentage

up to 11 %

interest rate

at the end of the term

interest payment

from KGS 25 000

an initial fee

Information

Period

Partial withdrawals from
the moment of the

conclusion
of the contract

Replenishment

before maturity

KGS

(% per annum)

USD

(% per annum)

EUR

(% per annum)

RUB

(% per annum)

CNY*

(% per annum)

KZT

(% per annum)
3 months 30 days 30 days 3,0 % 0,5 % - 3,0 % 0,5 % 2,0%
6 months 60 days 60 days 6,0 % 1,0 % 0,5 % 4,0 % 1,0 % 3,0%
9 months 60 days 60 days 7,0 % 2,0 % 1,5 % 5,0 % 1,5 % 4,0%
12 months 60 days 60 days 9,0 % 2,5 % 2,0 % 6,0 % 2,0 % 5,0%
18 months 60 days 90 days 10,0 % 3,0 % 2,5 % 7.0 % 2,5 % 6,0%
24 months 60 days 120 days 10,5 % 3,5 % 2,5 % 8,0 % 3,0 % 7,0%

*Since 11.01.2016 opening deposits in Chinese yuans is possible in the Head Office of the Bank located on Isanova Str. 77, Bishkek city.

Effective annual interest rate comprises:

  •  from 3,03% to 11,60% in KGS
  •  from 0,5% to 2,53% in USD
  •  from 0,5 to 2,02% in EUR
  •  from 3,03% to 8,31% in RUB
  •  from 0,5% to 3,04% in CNY
  •  from 2,01% to 7,24% in KZT

Terms and conditions for accepting deposits and terms and conditions of active deposits whose amount exceeds 100 000 US dollars or its equivalent in another currency can be set by the Bank on an individual basis.

Minimum initial deposit amount 25 000 KGS/RUB; 500 USD/EUR; 5000 CNY; 250 000 KZT

Minimum additional deposit amount 1 000 KGS/RUB; 20 USD/EUR; 200 CNY; 10 000 KZT

The Bank repays the deposit on the day following the deposit maturity date.

The deposit is insured in the order, size and according to terms set by the Law “On the protection of bank deposits” №78 of May 7, 2008.

Advantages 

  • One of the highest interest rates
  • An option of depositing additional amounts (the deposit can be replenished).
  • In case of partial withdrawal of a deposit, the commission is: 1% of the withdrawal amount in national currency and 0.5% of the withdrawal amount for all other currencies.
  • Free issuance of a VISA or an Elcard card.
  • Interest is paid at the end of the term.

A VISA or an Elcard payment card free of charge

When you open a deposit, you will also receive a free debit VISA or Elcard in the currency of the opened deposit.

How it can be used:

  • For keeping funds
  • For cash withdrawals
  • For purchases
  • For transferring interest from the deposit to the card

Advantages

  • A wide ATM network of our bank and partner banks
  • Double protection (VISA chip and magnetic stripe). Your money is securely protected.
  • An opportunity to top up the card without charges.
  • Make purchases with the card globally in any bank’s terminal supporting VISA or Elcard
  • Discounts with the Privilege Card program.
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The result of calculating a calculator is informative. Exact parameters The deposit will be calculated by the Bank based on the results of your application.

For more information, please contact Bakai OJSC Bank".

Month Accrued interest

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