Car loan

Purpose – for purchasing a car

up to 36 months



Minimum rate

from 15 000 KGS


Don’t postpone your dreams. A car loan from Bakai Bank will allow you to buy a car now and enjoy your purchase immediately. When you use our ‘Car Loan’ product, you can take out a loan at a favorable interest rate, using the purchased car as collateral.

Purpose – for purchasing a car.

Advantages of a car loan in our Bank:

  • Low interest rate for a loan in KGS - 21%;
  • Possibility to take out a loan without additional collateral, the purchase itself can serve as collateral;
  • Review within extra short period;
  • Possibility to take out a ‘Car loan’ in the amount of up to KGS 7 000 000;
  • Loan is provided in KGS;


Terms and conditions for taking out a loan


Loan period:

Up to 36 months

Loan amount and interest rates for real estate collateral:

KGS 15 000 to KGS 7 000 000 – 21% per annum (effective % rate from 30,32%);

Repayment procedure:

Monthly by equal installments (annuity payments);

Minimum initial installment is 30%.


 Purchased car + insurance or real estate, guarantee. 

In case of a justified appeal by the Client to change loan terms and conditions, the Bank can set these on an individual basis.

  • Aged 20-60 at the moment of taking out a loan;
  • Permanent or temporary registration on the territory of the bank’s branch that is reviewing the application;
  • Period of working at the last job: at least 12 months;
  • Borrower’s passport;
  • Passport of Borrower’s spouse;
  • Certificate of marriage registration/dissolution, certificate of spouse’s death;
  • Certificate of residence;
  • Documents confirming Borrower’s income in the last 12 months;
  • Patents – for individual entrepreneurs;
  • Guarantor’s passport with city registration;
  • Documents confirming Guarantor’s income in the last 12 months.

Management Board


Leave a request



Payment schedule
Loan amount

No amount selected

Interest rate

No bid selected

Monthly installment


Total to return


The result of calculating a calculator is informative. Exact parameters loan will be calculated by the Bank on the results of your application.

For more information, please contact Bakai OJSC Bank".

Month Remainder Repayment Repayment % Payouts

The frequency and amount of loan payments may differ from those shown in According to terms of the loan agreement. This loan payment schedule is not a public offer and intended for reference only.


Foreign Exchange Rates

Purchase Sale
USD 81.5000 82.2000
EUR 87.0000 93.0000
RUB 1.0200 1.0800
KZT 0.1500 0.2000
GBP 90.0000 103.0000
CNY 9.0000 13.0000
Purchase Sale
USD 81.5000 82.2000
EUR 86.0000 94.0000
RUB 0.9000 1.1200
KZT 0.1400 0.2050
GBP 88.0000 104.0000
CNY 8.0000 14.0000
FX rate
USD 80.8100
EUR 89.6142
RUB 1.0114
KZT 0.1804
GBP 97.5731
CNY 11.3068

Course listed on 31.03.2020

Exchange rates are valid for Bishkek city. Exchange rates are valid for an amount of up to $1000 (or equivalent in other currencies), rates for amounts above$1000 are contractual