Proof of employment/ solvency and required documents

• Copies of passports of the Borrower, his/her spouse, pledger/cosigner and their spouses (if any)
• Copies of documents proving marital status of the Borrower (pledger/cosigner, if any)
• Proof of actual residency with indication of family structure
• Documents for pledged real estate (title documents, technical passport for a building, Extract from the State Register for Immovable Property Rights, issued by the State Registry)

For individuals:

• Salary certificate for the last 3-12 months, pensions, or authorized by signature of the Bank’s employee, bank statement or statements from other banks for a specified period on the receipt of wages / pensions
• Documents certifying additional income of the Borrower/family members (pension, part-time employment, lease agreement, etc.).

For Individual Entrepreneurs:

• Copies of IE/Patent certificates for the last 3-6 months, for ongoing entrepreneurial activity with indication of type and location of business
• Original reference from the local municipality regarding the existence of livestock and/or documents confirming the existence of farmland, if the borrower is engaged in agribusiness.
• Other documents necessary for evaluation of the Borrower’s/cosigner’s solvency (contracts, agreements, certificates on land title or existence of livestock, etc.).