Product Image

Auto loan

Кредит на покупку авто

to 10 000 000 soms
Amount
30% of total cost
Down payment
To purchase a car in one of the Bank's partner car dealerships
Purpose
yes
Cosigner
to 60 months
Term
22 %
Interest
Loan amount

Amount not selected

Interest rate

28 %

Monthly payment

0

Total repayment

0

In "Autocentre Perekriostok", "Autocentre Estokada" and "Bedachi" you can now buy brand new Toyota, Lexus, BMW, KIA or Ravon cars on finance.

To buy a new car you need to make a down payment - from 20% of its value, used - from 30% and above. So, the purchased car will act as a collateral. If you contribute a smaller amount you will need additional collateral - real estate.

Loan can be both income-based and for self-employed people aged 21 to 65 years inclusive. The period of the loan is up to 5 years.

Loan is processed by Bakai Bank within the shortest period of time - no more than 5 days provided that all necessary documents are submitted.

Interest rate in KGS - 22% per annum (effective interest rate - 24.32%).

Interest rate in dollars - 13% per annum (effective interest rate - up to 13.60%).

 

  • Individuals whose income comes in the form of wages and/or pension, rent, or those engaged in agribusiness and sole proprietors working on the basis of a patent and/or a Certificate of IE, aged 21 to 65 years inclusive at the time of repayment.
  • Length of service at the last place of work no less than 6 months.
  • Monthly loan payment cannot exceed 50% of the monthly salary/income received (after all insurance deductions and taxes been made).
  • Copies of passports of the Borrower, his/her spouse, mortgagor/cosigner and their spouses (if any);
  • Copies of documents confirming the Borrower's (mortgagor/cosigner's, if any) marital status;
  • Salary certificate for the last 6-12 months indicating years of experience or authorized by signature of a Bank employee, an extract from a card account or statements of accounts of other banks, for the specified period on the receipt of wages;
  • Patent for the last 3-12 months, in exceptional cases patents for 1 month are accepted.
  • Proof of residence certificate indicating family structure - preferable;
  • Documents for the real estate provided as a collateral (title establishing documents, technical passport of the building, Extract from the State Register of Immovable Property Rights issued by the State Registry Office);
  • Documents confirming additional income of the Borrower/family members (pension, part-time work, lease agreement, certificate, patent etc.);
  • If your income is earned by entrepreneurship and used towards your loan repayment, a financial analysis is carried out with the preparation of a cash flow statement and, if necessary, with a mandatory visit to the place of business

Submit a request for assistance

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You can either by sending or by calling us for consulting

  • 6111 (from mobile only)
  • +996 312 61 00 61
  • +996 554 00 61 11 Whats App

Explore other bakai bank loan options

Auto loan

Conditions

Auto loan

Foreign Exchange Rates

PurchaseSale
USD87.320088.3200
EUR93.000094.0000
RUB1.14001.1900
KZT0.13500.2080
GBP0.00000.0000
CNY10.500014.0000
PurchaseSale
USD87.000087.4700
EUR92.500094.5000
RUB1.12001.2000
KZT0.12500.2100
GBP0.00000.0000
CNY10.000015.0000
FX rate
USD87.4199
EUR93.6049
RUB1.1774
KZT0.1969
CNY12.7614

Course listed on 23.03.2023

Указанные курсы валют действуют для головного отделения банка (филиал "Главный"). Курсы в других отделениях банка могут отличаться. Курсы действительны для суммы до $1000 (или эквивалента этой суммы в других валютах), курсы для суммы свыше $1000 являются договоренными.