Font size:
Color:
Images:
Sound:
Settings:
Original theme:

Font style settings:

Choose a font style:
Letter spacing (Kerning):
Lines spacing:

Theme color:


Product Image

All-purpose consumer loans up to 5 000 000 soms

Amount
from 100 000 to 5 000 000 soms
Collateral
yes
Purpose
any purpose
Cosigner
yes
Term
up to 60 months
Interest
from 20%*

Who can qualify: 

Individuals and sole proprietors (patent, certificate).

  • Age from 21 to 65 years, for payroll and/or pension cardholders of the Bank - age up to 70 years is allowed;
  • Residents or citizens of the Kyrgyz Republic;
  • Permanent income, confirmed by documents..
Type of loanCurrencyInterest rate, per annum
for payroll KGS20%*
for third-party individuals22-23%*

Product features

All purpose consumer loans not prohibited by the legislation of the Kyrgyz Republic

Loan currency: only in national currency

Loan term: from 3 to 60 months

Loan amount: from 100,000 soms to 5,000,000 soms

Purpose:

Purchase of furniture, appliances and household items, repair and/or purchase of a car, payment for education, payment for treatment, travel and recreation, celebrations and family events, refinancing of non-problem loans in other banks and FCIs  and other consumer purposes.

Loan repayment: monthly annuity, monthly principal amount in equal installments.

Early repayment/partial early repayment: commission-free 

 

 

Effective interest rate:

For payroll and/or pension cardholders of the Bank - 22%;

For individuals with proof of official income - 24.42-25.65%.

  • Borrower's passport;
  • Marriage certificate - provided to confirm spousal relationship;
  • Passport of a spouse (if any);
  • Patent (for last 3-6 months) /Certificate (reference from tax/social fund on absence of debts)/Income certificate for the last 3-12 months; *.
  • Cosigner's passport;
  • Documents on pledge (real estate);
  • Cosigner's marriage rcertificate - provided to confirm marital relationship;
  • Passport of a spouse (if any);
  • Certificate of income for the past 3-12 months;*.
  • Certificate of income or other documents confirming income;
  • And also other documents necessary for takig out a loan, according to the legislation of KR.

*If there are contributions to the Social Fund of the Kyrgyz Republic, the certificate of salary is not required

Рассчитайте свой кредит

Loan amount

Amount not selected

Interest rate

28 %

Monthly payment

0

Total repayment

0

Submit a request for assistance

You can either by sending or by calling us for consulting


We guarantee the security of your information

Explore other bakai bank loan options

Product Image

Collateral-free loan up to 500 000 KGS

Amount
from 10 000 to 500 000 KGS
Collateral
no
Purpose
any purpose
Term
from 3 to 36 months
Interest
from 15,5%
Product Image

Consumer loan for the purchase of goods within the partner network

Amount
from 5 000 to 500 000 soms
Down payment
no
Purpose
any purpose
Cosigner
not required for loans up to 300 000 soms
Term
3 to 24 months
Interest
26% - 30%
Product Image

0% Installment plan

Amount
from 5 000 to 500 000 soms
Down payment
no
Purpose
any purpose
Cosigner
no cosigner required for loans up to 300 000 soms
Term
3 to 24 months
Interest
0 %