Who can qualify:
Individuals and individual entrepreneurs (patent, certificate).
- Age from 21 to 65 years old, for salary and/or pension cardholders of the Bank up to 70 years old is acceptable;
- Residents or citizens of KR;
- Permanent income, proved by supporting documents.
Product features
All-purpose consumer loans that are not prohibited by the Kyrgyz law
Loan currency: only in national currency
Loan term: 3 to 36 months
Loan amount: from 101 000 soms to 5 000 000 soms
Purpose of use:
Purchase of furniture, appliances and household items, repairs and / or purchase of cars, tuition fees, payment for medical treatment, travel and holidays, celebrations and family events, refinancing of non-performing loans in other banks and FLIs and other consumer purposes.
Loan repayment: monthly annuity, monthly principal amount in equal installments.
Early repayment:
- According to the rates of the Bank;
- In case of partial repayment of the loan, commission for recalculation of the schedule shall be charged according to the tariffs of the Bank.
*Effective interest rate from 24,91% per annum.
- Borrower's passport;
- Marriage certificate - provided to confirm spousal relationship;
- Passport of a spouse (if any);
- Patent (for last 3-6 months) /Certificate (reference from tax/social fund on absence of debts)/Income certificate for the last 3-12 months; *.
- Cosigner's passport;
- Documents on pledge (real estate);
- Cosigner's marriage rcertificate - provided to confirm marital relationship;
- Passport of a spouse (if any);
- Certificate of income for the past 3-12 months;*.
- Certificate of income or other documents confirming income;
- And also other documents necessary for takig out a loan, according to the legislation of KR.
*If there are contributions to the Social Fund of the Kyrgyz Republic, the certificate of salary is not required