Consumer loans for any purposes

Consumption-blitz

Period

up to 36 months


Rate

from 20%


Quick processing

7-10 days


Поручитель

да


Срок

до 36 мес.


Процент

от 20%


Individuals with at least 1 year of work experience (only in national currency), individual entrepreneurs (patent, certificate) with at least 1 year of work experience

 

Product features

Consumer loans for any purposes not prohibited by the legislation of the Kyrgyz Republic

 

Loan currency

KGS

 

Lending amounts

from KGS 101 000 up to KGS 7 500 000

 

Target use

Buying furniture, home appliances, and household items, repairing and/or buying a car, tuition fees, payment for medical treatment, travel and vacation, conducting celebrations and family events, refinancing performing loans in other banks and financial institutions, and other consumer purposes.

 

Period

3-36 months

 

 

Loan repayment

Monthly annuity, monthly principal amount by equal installments.

 

Late payment fee: equal to the interest rate

 

Early repayment:

•           According to the Bank’s charges;

•           In case of partial loan repayment, a fee is charged for recalculating the schedule according to the Bank's charges.

 

Borrower eligibility requirements

Borrower:

•           Aged 21-65;

•           Residents or citizens of the KR;

•           Should have a steady income proven with documents;

  • Borrower’s passport;  
  • Certificate of marriage registration – submitted to confirm spousal relationship;
  • Spouse’s passport (if available);

Patent (for the current period)/ Certificate (Absence of tax arrears certificate from the tax inspectorate/ social fund)/ Certificate of salary for at least the last 12 months (in tabular form – accrued, deducted, net pay) or other documents);

  • Guarantor’s passport;
  • Documents for collateral (real estate);
  • Guarantor’s certificate of  marriage registration – submitted to confirm spousal relationship;
  • Spouse’s passport (if available);
  • Certificate of salary for at least the last 12 months (in tabular form – accrued, deducted, net pay); (if the loan is in national currency);
  • Certificate of income or other documents confirming income;
  • As well as other documents necessary for processing a loan according to the legislation of the Kyrgyz Republic.

Management Board

Loan in one day

Period
up to 24 months
Rate
23%-31%
Quick processing
within 1-2 days!
Поручитель
нет (до 50 000)
Срок
до 24 месяцев
Процент
23%-31%

A consumer loan for buying goods in a partner network.

Period
up to 24 months
Rate
28-31%
Amount
up to 150 000 KGS
Поручитель
нет (до 50 000)
Срок
от 3 до 36 месяцев
Процент
28-31%

Revolving cards ELCART, VISA

Period
up to 36 months
Rate
24-29%
Amount
up to 5 payrolls
Поручитель
-
Срок
-
Процент
-

Рассрочка 0%

Period
up to 12 months
Rate
0%
Quick processing
1-2 days
Поручитель
нет (до 50 000)
Срок
до 12 мес.
Процент
0%
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Calculator

Payment schedule
Loan amount

No amount selected

Interest rate

No bid selected

Monthly installment

0

Total to return

0

The result of calculating a calculator is informative. Exact parameters loan will be calculated by the Bank on the results of your application.

For more information, please contact Bakai OJSC Bank".

Month Remainder Repayment Repayment % Payouts

The frequency and amount of loan payments may differ from those shown in According to terms of the loan agreement. This loan payment schedule is not a public offer and intended for reference only.

News

Foreign Exchange Rates

Purchase Sale
USD 77.5000 77.9000
EUR 87.0000 88.5000
RUB 1.0900 1.1030
KZT 0.1700 0.2000
GBP 90.0000 100.0000
CNY 9.0000 12.0000
Purchase Sale
USD 77.5000 78.5000
EUR 86.2000 88.8000
RUB 1.0300 1.1200
KZT 0.1400 0.2100
GBP 86.0000 101.0000
CNY 8.5000 12.5000
FX rate
USD 77.7979
EUR 88.1334
RUB 1.0976
KZT 0.1896
GBP 96.0947
CNY 10.9124

Course listed on 12.07.2020

Exchange rates are valid for Bishkek city. Exchange rates are valid for an amount of up to $1000 (or equivalent in other currencies), rates for amounts above$1000 are contractual