Consumer loan

Consumer loan

up to 60 months

Period

from 18%

Rate

1-2 days

Quick processing

Individuals with at least 1 year of work experience (only in national currency), individual entrepreneurs (patent, certificate) with at least 1 year of work experience (in all currencies)

 

Product features

Consumer loans for any purposes not prohibited by the legislation of the Kyrgyz Republic

 

Loan currency

KGS, USD, RUB EUR, KZT

 

Lending amounts

from KGS 3 000, RUB 3 000, USD 50, EUR 50, KZT 15 000

up to KGS 7 500 000, RUB 7 500 000, USD 100 000, EUR 80 000, KZT 37 500 000

 

Target use

Buying furniture, home appliances, and household items, repairing and/or buying a car, tuition fees, payment for medical treatment, travel and vacation, conducting celebrations and family events, refinancing performing loans in other banks and financial institutions, and other consumer purposes.

 

Period

3-60 months

 

 

Loan repayment

Monthly annuity, monthly principal amount by equal installments.

 

Late payment fee: equal to the interest rate

 

Early repayment:

•           According to the Bank’s charges;

•           In case of partial loan repayment, a fee is charged for recalculating the schedule according to the Bank's charges.

 

Borrower eligibility requirements

Borrower:

•           Aged 18-60;

•           Residents or citizens of the KR;

•           Should have a steady income proven with documents;

•           For individuals – at least 1 year of work experience; for entrepreneurs – at least 1 year of work experience, without the establishment of a legal entity.

  • Borrower’s passport;  
  • Certificate of marriage registration – submitted to confirm spousal relationship;
  • Spouse’s passport (if available);

Patent (for the current period)/ Certificate (Absence of tax arrears certificate from the tax inspectorate/ social fund)/ Certificate of salary for at least the last 12 months (in tabular form – accrued, deducted, net pay) or other documents);

  • Guarantor’s passport;
  • Documents for collateral (real estate);
  • Guarantor’s certificate of  marriage registration – submitted to confirm spousal relationship;
  • Spouse’s passport (if available);
  • Certificate of salary for at least the last 12 months (in tabular form – accrued, deducted, net pay); (if the loan is in national currency);
  • Certificate of income or other documents confirming income;
  • As well as other documents necessary for processing a loan according to the legislation of the Kyrgyz Republic.

Сравнение

Loan in one day

Period
up to 18 months
Rate
24%-32%
Quick processing
within 1 hour!

Goods in installments

Period
up to 18 months
Rate
32%
Amount
up to 100 000 KGS

Loans for securing an urgent deposit

Period
until the end of the deposit period
Rate
up to 20%
Amount
By request

Mega Installment Plan!

Smartphone in Installments!
from 25%
Without initial payment
0%
up to 18 months
Period

Life with GERGERT!

Transparent installment plan without %
0%
No commission charge
0%
No guarantee
No collateral!
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Calculator

Payment schedule
Loan amount

No amount selected

Interest rate

No bid selected

Monthly installment

0

Total to return

0

The result of calculating a calculator is informative. Exact parameters loan will be calculated by the Bank on the results of your application.

For more information, please contact Bakai OJSC Bank".

Month Remainder Repayment Repayment % Payouts

The frequency and amount of loan payments may differ from those shown in According to terms of the loan agreement. This loan payment schedule is not a public offer and intended for reference only.

News

Foreign Exchange Rates

Purchase Sale
USD 69.7000 69.8700
EUR 77.5000 78.3000
RUB 1.1120 1.1230
KZT 0.1790 0.1830
GBP 88.0000 94.0000
CNY 9.4000 10.5000
Purchase Sale
USD 69.5000 69.9000
EUR 77.1000 78.7000
RUB 1.0750 1.1600
KZT 0.1700 0.1900
GBP 84.0000 97.0000
CNY 8.9000 11.0000
FX rate
USD 69.8500
EUR 77.7815
RUB 1.1048
KZT 0.1815
GBP 91.7536
CNY 9.9320

Course listed on 15.12.2019

Exchange rates are valid for Bishkek city. Exchange rates are valid for an amount of up to $1000 (or equivalent in other currencies), rates for amounts above$1000 are contractual