Minimum Amount: Starting from $7,001 USD / 500,001 KGS / €7,001 EUR / 500,001 RUB  

Maximum Amount: Up to $100,000 USD / 9,000,000 KGS / €100,000 EUR / 9,000,000 RUB

Loan Term: From 6 to 60 months  

Repayment Schedule: Annuity payments according to the agreed schedule.  

The loan amount, term, and repayment schedule may be adjusted at the discretion of the Bank's Credit Committee.

Collateral for Auto Loan:

When a down payment of the specified amount based on the vehicle’s cost is made, the purchased vehicle serves as collateral.  

If the down payment is less than the required amount, or if it is absent, as well as for loans/financing exceeding $50,000 USD / €50,000 EUR / 4,500,000 KGS / RUB, additional collateral in the form of real estate is required, in addition to the purchased vehicle.  

The collateral-to-loan ratio is determined by the Credit Committee/Financing Committee of the corresponding level, within the established maximum values.

*Effective Interest Rate: Starting from 22% annually