Agro-express

Agro-express

Period

up to 3 years


Rate

from 17%


Amount

up to 250 000 KGS


Поручитель

Да


Срок

до 36 месяцев


Процент

от 25 %


Target audience:

Individuals (incl. PSF – private subsidiary farm);
Individual entrepreneurs
Legal entities (incl. peasant farms and cooperatives).

 

Intended use:

Working capital replenishment;
Acquisition of seeds, fertilizers, means of protection, fodder, fuel and lubricant materials for agricultural needs;
Acquisition of animals, poultry, seedlings, bee colonies and beehives, etc.;
Acquisition and repair of agricultural machinery and equipment;
Acquisition of equipment for processing agricultural produce;
Real estate acquisition, construction and repair for agricultural purposes;
Payment for agricultural works;
Refinancing performing loans in other Banks;
Consumer purposes given the availability of a functioning agricultural business;
Opening a new type of business given the availability of a functioning agricultural business;
Other purposes.

 

Loan currency:

KG soms
Russian rubles
US dollars
EUR
Kazakhstani tenge

 

Loan amount:

From 3 000 to 250 000 KGS;
From 3 000 to 250 000 RUB;
From 50 to 5000 USD;
From 50 to 5000 EUR;
From 15 000 to 1 500 000 KZT.

 

Repayment procedure

Loan repayment and interest payment is made monthly (once a month) by annuity payment;

A flexible loan repayment schedule may be negotiated depending on the seasonality of the business, etc. It is possible to repay the principal debt once a quarter, however, interest payments are made monthly.

 

Business operation period

Borrower should be engaged in agricultural business for at least one agricultural cycle, specializing in crop or bee farming. For other types of business, the operation period should be at least 12 months.

1. Borrower’s passport and notarized declaration of marital status (if the Borrower is unmarried/divorced/widowed);
2. Certificate of marriage registration – submitted to confirm a spousal relationship;
3. Spouse’s passport (if available), declaration of consent for obtaining the loan;
4. Certificate from Ayil Okmotu on cattle availability and quantity;
5. Additional income besides agricultural business is mandatory: documents confirming client’s income;
6. Certificate confirming the right to use the land share;
7. Patent, if the loan amount exceeds 500 000 KGS or its equivalent in US dollars or euro;
8. Documents of title for agricultural transport, agricultural real estate;
9. Documents of title and title certification for real estate;
10. Guarantor’s passport and declaration of marital status (if the Guarantor is unmarried/divorced/widowed);
11. Guarantor’s certificate of marriage registration – submitted to confirm a spousal relationship;
12. Spouse’s passport (if available), guarantor consent form;
13. Certificate of salary for at least the last 12 months (in tabular form – accrued, deducted, net pay) or other documents confirming Guarantor’s solvency;
14. As well as other documents necessary for processing a loan.

Management Board

Agro-Microloan

Period
up to 5 years
Rate
from 12%
Amount
up to 2 500 000 KGS
Поручитель
Да
Срок
до 60 месяцев
Процент
от 19 %

Agro-Small loan

Period
up to 5 years
Rate
from 11%
Amount
Up to 20 000 000 KGS
Поручитель
Да
Срок
до 60 месяцев
Процент
от 17 %

Agricultural financing – 7

Period
up to 3 years
Rate
from 6%
Close

Приносим свои извинения, сервис временно недоступен
в связи с последними событиями

Close

Calculator

Payment schedule
Loan amount

No amount selected

Interest rate

No bid selected

Monthly installment

0

Total to return

0

The result of calculating a calculator is informative. Exact parameters loan will be calculated by the Bank on the results of your application.

For more information, please contact Bakai OJSC Bank".

Month Remainder Repayment Repayment % Payouts

The frequency and amount of loan payments may differ from those shown in According to terms of the loan agreement. This loan payment schedule is not a public offer and intended for reference only.

News

Foreign Exchange Rates

Purchase Sale
USD 77.2000 77.6000
EUR 87.7000 89.2000
RUB 1.0850 1.1000
KZT 0.1700 0.1950
GBP 90.0000 100.0000
CNY 9.0000 12.0000
Purchase Sale
USD 76.7000 77.7000
EUR 87.2000 89.5000
RUB 1.0300 1.1200
KZT 0.1400 0.2100
GBP 86.0000 101.0000
CNY 8.5000 12.5000
FX rate
USD 77.5098
EUR 87.9814
RUB 1.0897
KZT 0.1880
GBP 98.0163
CNY 11.1006

Course listed on 16.07.2020

Exchange rates are valid for Bishkek city. Exchange rates are valid for an amount of up to $1000 (or equivalent in other currencies), rates for amounts above$1000 are contractual