Every purchase pays off with a BAKAI Mastercard! Get 5% cash back in real money on purchases online and in stores across Kyrgyzstan from November 1 through December 31, 2026.

The end of the year is a time for special purchases. Refresh your winter wardrobe, pick out gifts for your loved ones, buy new electronics, or have dinner at your favorite restaurant. Now your everyday spending can earn you extra rewards.

How do I get cash back?

It’s easy: pay for anything with your BAKAI Mastercard at POS terminals or online within Kyrgyzstan, and get 5% of every purchase back in real money.

Don’t have a card yet? Choose your BAKAI Mastercard

Mastercard Gold: a versatile card for everyday purchases, online payments, and travel. You can get one in just a few minutes in the BAKAI mobile app and have it delivered.

Virtual Mastercard Gold: get it online in the BAKAI app and start using it as soon as it’s issued.

Mastercard World Elite: a premium card with travel perks, including unlimited LoungeKey airport lounge access, airport Fast Track, travel insurance, international data roaming, and more. To get one, visit a BAKAI branch.

Choose the BAKAI Mastercard that’s right for you and get 5% cash back on every purchase through the end of the year!

The promotion runs from November 1 through December 31, 2026, inclusive, for citizens of the Kyrgyz Republic who hold BAKAI Mastercard cards in the national currency. Cash back is earned on all online and in-store purchases within the Kyrgyz Republic.

*Cash back is a refund of part of your purchase amount to your card in real money. For example, on a KGS 1,000 purchase, 5% cash back comes to KGS 50.