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From August 12 through September 30, 2025, Bakai Bank is offering customers a great opportunity to refinance loans obtained from other banks or microfinance organizations at an annual rate of 18%. Now you can easily move your outstanding loan to Bakai Bank, cut your costs, and reduce your monthly payment burden.

Refinancing through our “SuperExpress” product is a simple way to pay less and live easier. Payroll clients and pensioners of the Bank can take advantage of a 17.8% annual rate; for all other clients, the rate is 18% annually.

We understand that high interest rates can often get in the way of financial stability. Our goal is to give customers a solution that can help reduce expenses and simplify debt management while keeping their existing repayment schedule intact.

Refinancing can help you:

• Lower the interest rate on your current loan
• Reduce your monthly payment
• Consolidate loans to simplify managing your finances

Maximum Amounts for Refinancing:

• Up to KGS 1,000,000 - available to Bakai Bank payroll clients and pensioners;

• Up to KGS 500,000 - available to other individual borrowers.

This offer is available through September 30, 2025. Full terms, a list of required documents, and an online application are available at all Bank branches and on our official website.

Bakai Bank - for what truly matters.