Elcard Virtual card

Elcard Virtual card
  • Currency : Som
  • Issue : Free of charge
  • Annual maintenance : 0 soms
Elcard Virtual card

Now you can open virtual card directly at Bakai24 and pay for Internet purchases. 

Virtual card is a payment card without any plastic carrier; all details (expiration date, account number) are stored in mobile application; CVV code and card number are sent via sms-message*. 


Advantages of the card:

∙ Fast issuance;

∙ Convenience of use;

∙ Safety;


Virtual card is issued instantly through Bakai24 application.

Card validity period - 3 years.

Currency: Elcard - KGS.

Annual maintenance fee - 0 KGS (until 31.12.2023).


*Sending SMS text messages is available phone numbers of the Kyrgyz cell operators.

Three Steps to a New Bakai Bank Card

Fill out an application
It takes 2 minutes, all you need is a contact person and a phone number
Wait for the operator to call you
We'll let you know when and where to pick up the card when it's ready
Pick up your card
Come to a bank office and present your passport