UMA card is a payment card of the national ELCARD payment system tied to unallocated metal accounts in gold, silver and platinum. This payment card will let clients keep their savings in the form of precious metals with an option of withdrawing funds via ATMs and POS-terminals using the card and make non-cash payments for purchases and services when necessary.
No interest fee is charged for depositing funds to UMA ELCARDs; cash depositing and withdrawal with the card are completely free of charge. For additional information, please visit BAKAI BANK's offices.
Currency: unallocated precious metal – gold, silver, platinum
Issuance: free of charge
Annual servicing fee: none
Cash withdrawal: free of charge