‘Flow’ Deposit

possibility of replenishment. Profitable percentage

up to 9,5 %

interest rate

monthly

interest payment

from KGS 25 000

an initial fee

Information

Period

Partial withdrawals from
the moment of the

conclusion
of the contract

Replenishment

before maturity

KGS

(% per annum)

USD

(% per annum)

EUR

(% per annum)

RUB

(% per annum)

CNY*

(% per annum)

KZT

(% per annum)
3 months 30 days 30 days 3,5 % - - 3,0 % - -
6 months 60 days 60 days 4,5 % - - 4,0 % - -
9 months 60 days 60 days 5,5 % 1,0 % 0,5 % 5,0 % - -
12 months 60 days 60 days 7,5 % 1,5 % 1,0 % 7,0 % - -
18 months 60 days 90 days 8,5 % 2,0 % 1,5 % 8,0 % - -
24 months 60 days 120 days 9,5 % 2,5 % 2,0 % 9,0 % - -

 

 

*Since 11.01.2016 opening deposits in Chinese yuans is possible in the Head Office of the Bank located on Isanova Str. 77, Bishkek city.

Effective annual interest rate comprises:

  •  from 3,03% to 11,60% in KGS
  •  from 0,5% to 2,53% in USD
  •  from 0,5 to 2,02% in EUR
  •  from 3,03% to 8,31% in RUB
  •  from 0,5% to 3,04% in CNY
  •  from 2,01% to 7,24% in KZT

Terms and conditions for accepting deposits and terms and conditions of active deposits whose amount exceeds 1 000 000 som or its equivalent in another currency can be set by the Bank on an individual basis.

Minimum initial deposit amount 25 000 KGS/RUB; 500 USD/EUR; 5000 CNY; 250 000 KZT

Minimum additional deposit amount 1 000 KGS/RUB; 20 USD/EUR; 200 CNY; 10 000 KZT

The Bank repays the deposit on the day following the deposit maturity date.

The deposit is insured in the order, size and according to terms set by the Law “On the protection of bank deposits” №78 of May 7, 2008.

Advantages 

  • One of the highest interest rates
  • An option of depositing additional amounts (the deposit can be replenished).
  • In case of partial withdrawal of a deposit, the commission is: 1% of the withdrawal amount in national currency and 0.5% of the withdrawal amount for all other currencies.
  • Free issuance of a VISA or an Elcard card.
  • Interest is paid at the end of the term.

A VISA or an Elcard payment card free of charge

When you open a deposit, you will also receive a free debit VISA or Elcard in the currency of the opened deposit.

How it can be used:

  • For keeping funds
  • For cash withdrawals
  • For purchases
  • For transferring interest from the deposit to the card

Advantages

  • A wide ATM network of our bank and partner banks
  • Double protection (VISA chip and magnetic stripe). Your money is securely protected.
  • An opportunity to top up the card without charges.
  • Make purchases with the card globally in any bank’s terminal supporting VISA or Elcard
  • Discounts with the Privilege Card program.

Сравнение

‘Urgent’ Deposit

interest rate
up to 11,5%
interest payment
monthly
an initial fee
from KGS 5000

Capital Deposit

interest rate
up to 11,0%
interest payment
at the end of the term
an initial fee
from KGS 5000

‘Pensionary’ Deposit

interest rate
up to 12%
interest payment
monthly
an initial fee
from KGS 5000

‘Child’ Deposit

interest rate
up to 12%
interest payment
at the end of the term
an initial fee
from KGS 5000

‘Progression’ Deposit

interest rate
up to 9,5%
interest payment
at the end of the term
an initial fee
from KGS 5000
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The result of calculating a calculator is informative. Exact parameters The deposit will be calculated by the Bank based on the results of your application.

For more information, please contact Bakai OJSC Bank".

Month Accrued interest

News

Foreign Exchange Rates

Purchase Sale
USD 69.7000 69.8000
EUR 77.2000 77.9000
RUB 1.0870 1.0940
KZT 0.1760 0.1810
GBP 83.0000 88.0000
CNY 9.4000 10.2000
Purchase Sale
USD 69.5000 69.9000
EUR 76.8000 78.3000
RUB 1.0550 1.1250
KZT 0.1700 0.1900
GBP 81.0000 91.0000
CNY 8.9000 10.6000
FX rate
USD 69.8467
EUR 77.4635
RUB 1.0911
KZT 0.1792
GBP 87.2249
CNY 9.8326

Course listed on 18.10.2019

Exchange rates are valid for Bishkek city. Exchange rates are valid for an amount of up to $1000 (or equivalent in other currencies), rates for amounts above$1000 are contractual