‘Flow’ Deposit

possibility of replenishment. Profitable percentage

up to 9,5 %

interest rate

monthly

interest payment

from KGS 25 000

an initial fee

Да

Выплата % ежемесячно

Нет

Капитализация %

Да

Частичное снятие

Information

Period

Partial withdrawals from
the moment of the

conclusion
of the contract

Replenishment

before maturity

KGS

(% per annum)

USD

(% per annum)

EUR

(% per annum)

RUB

(% per annum)

CNY*

(% per annum)

KZT

(% per annum)
3 months 30 days 30 days 3,5 % - - 3,0 % - -
6 months 60 days 60 days 4,5 % - - 4,0 % - -
9 months 60 days 60 days 5,5 % 1,0 % 0,5 % 5,0 % - -
12 months 60 days 60 days 7,5 % 1,5 % 1,0 % 7,0 % - -
18 months 60 days 90 days 8,5 % 2,0 % 1,5 % 8,0 % - -
24 months 60 days 120 days 9,5 % 2,5 % 2,0 % 9,0 % - -

 

 

*Since 11.01.2016 opening deposits in Chinese yuans is possible in the Head Office of the Bank located on Isanova Str. 77, Bishkek city.

Effective annual interest rate comprises:

  •  from 3,03% to 11,60% in KGS
  •  from 0,5% to 2,53% in USD
  •  from 0,5 to 2,02% in EUR
  •  from 3,03% to 8,31% in RUB
  •  from 0,5% to 3,04% in CNY
  •  from 2,01% to 7,24% in KZT

Terms and conditions for accepting deposits and terms and conditions of active deposits whose amount exceeds 1 000 000 som or its equivalent in another currency can be set by the Bank on an individual basis.

Minimum initial deposit amount 25 000 KGS/RUB; 500 USD/EUR; 5000 CNY; 250 000 KZT

Minimum additional deposit amount 1 000 KGS/RUB; 20 USD/EUR; 200 CNY; 10 000 KZT

The Bank repays the deposit on the day following the deposit maturity date.

The deposit is insured in the order, size and according to terms set by the Law “On the protection of bank deposits” №78 of May 7, 2008.

Advantages 

  • One of the highest interest rates
  • An option of depositing additional amounts (the deposit can be replenished).
  • In case of partial withdrawal of a deposit, the commission is: 1% of the withdrawal amount in national currency and 0.5% of the withdrawal amount for all other currencies.
  • Free issuance of a VISA or an Elcard card. (according to VISA and Elcard tariffs)
  • Interest is paid at the end of the term.

A VISA or an Elcard payment card free of charge

When you open a deposit, you will also receive a free debit VISA or Elcard in the currency of the opened deposit.

How it can be used:

  • For keeping funds
  • For cash withdrawals
  • For purchases
  • For transferring interest from the deposit to the card

Advantages

  • A wide ATM network of our bank and partner banks
  • Double protection (VISA chip and magnetic stripe). Your money is securely protected.
  • An opportunity to top up the card without charges. (within our bank)
  • Make purchases with the card globally in any bank’s terminal supporting VISA or Elcard
  • Discounts with the Privilege Card program.

Management Board

‘Urgent’ Deposit

interest rate
up to 11,5%
interest payment
monthly
an initial fee
from KGS 5000
Выплата % ежемесячно
Да
Капитализация %
Нет
Частичное снятие
Нет

Capital Deposit

interest rate
up to 11,0%
interest payment
at the end of the term
an initial fee
from KGS 5000
Выплата % ежемесячно
Нет
Капитализация %
Да
Частичное снятие
Нет

‘Pensionary’ Deposit

interest rate
up to 12%
interest payment
monthly
an initial fee
from KGS 5000
Выплата % ежемесячно
Да
Капитализация %
Нет
Частичное снятие
Нет

‘Child’ Deposit

interest rate
up to 12%
interest payment
at the end of the term
an initial fee
from KGS 5000
Выплата % ежемесячно
Да
Капитализация %
Да
Частичное снятие
Нет

‘Progression’ Deposit

interest rate
up to 9,5%
interest payment
at the end of the term
an initial fee
from KGS 5000
Выплата % ежемесячно
Да
Капитализация %
Неи
Частичное снятие
Да
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Calculator

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Interest rate

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The result of calculating a calculator is informative. Exact parameters The deposit will be calculated by the Bank based on the results of your application.

For more information, please contact Bakai OJSC Bank".

Month Accrued interest

News

Foreign Exchange Rates

Purchase Sale
USD 73.4000 74.1000
EUR 80.0000 83.0000
RUB 1.0300 1.0530
KZT 0.1500 0.2000
GBP 88.5000 93.0000
CNY 9.0000 12.0000
Purchase Sale
USD 73.0000 74.3000
EUR 79.0000 83.5000
RUB 1.0000 1.0800
KZT 0.1300 0.2050
GBP 82.0000 100.0000
CNY 8.0000 13.0000
FX rate
USD 73.7136
EUR 81.0776
RUB 1.0367
KZT 0.1786
GBP 89.6723
CNY 10.3151

Course listed on 01.06.2020

Exchange rates are valid for Bishkek city. Exchange rates are valid for an amount of up to $1000 (or equivalent in other currencies), rates for amounts above$1000 are contractual