‘Pensionary’ Deposit

a high percentage of the deposit "Pension"

up to 12%

interest rate

monthly

interest payment

from KGS 5000

an initial fee

Information

Period             

Replenishment before deposit maturity

KGS 

(% per annum)

USD 

(% per annum)

EUR

(% per annum)

RUB 

(% per annum)

CNY*

(% per annum)

KZT

(% per annum)

3 months

30 days

4,0 % 1,5 % 1,0 % 4,5 % 2,0 % 3,5 %

6 months

60 days

7,0 % 2,5 % 1,5 % 5,5 % 2,5 % 4,5 %

9 months

60 days

8,0 % 3,5 % 2,0 % 6,5 % 3,0 % 5,5 %

12 months

60 days

10,5 % 4,0 % 2,5 % 7,5 % 3,5 % 6,5 %

18 months

90 days

11,0 % 4,5 % 3,0 % 8,5 % 4,0 % 7,5 %

24 months 

120 days

12,0 % 5,0 % 3,5 % 9,5 % 4,5 % 8,5 %

 

 

Since 11.01.2016 opening deposits in Chinese yuans is possible in the Head Office of the Bank located on Isanova Str. 77, Bishkek city.

Effective annual interest rate comprises:

- from 4,57% to 13,28% in KGS

- from 1,5% to 5,11% in USD

- from 1,0 to 4,60% in EUR

- from 4,57% to 9,95% in RUB

- from 2,02% to 4,60% in CNY

- from 3,54% to 8,86% in KZT

Terms and conditions for accepting deposits and terms and conditions of active deposits whose amount exceeds 100 000 US dollars or its equivalent in another currency can be set by the Bank on an individual basis.

Minimum initial deposit amount 5 000 KGS/RUB; 100 USD/EUR; 1000 CNY; 50 000 KZT

Minimum additional deposit amount 1 000 KGS/RUB; 20 USD/EUR; 200 CNY; 10 000 KZT

The Bank repays the deposit on the day following the deposit maturity date.

The deposit is insured in the order, size and according to terms set by the Law “On the protection of bank deposits” №78 of May 7, 2008.

Advantages

  • One of the highest interest rates
  • Opportunity to withdraw interest monthly
  • An option of depositing additional amounts (the deposit can be replenished)
  • Preferential terms for full early withdrawal (termination)
  • Free issue of a VISA or Elcard card with the possibility of monthly interest transfer to the card
  • When opening a deposit for a period of 12 months or more, the client can open an overdraft credit at will. Conditions: the depositor opens a plastic card of your choice according to the bank’s tariffs and is able to receive an instant credit on the card.

 

A VISA or an Elcard payment card free of charge

When you open a deposit, you will also receive a free debit VISA or Elcard in the currency of the opened deposit.

How it can be used:

  • For keeping funds
  • For cash withdrawals
  • For purchases
  • For transferring interest from the deposit to the card

Advantages

  • A wide ATM network of our bank and partner banks
  • Double protection (VISA chip and magnetic stripe). Your money is securely protected.
  • An opportunity to top up the card without charges.
  • Make purchases with the card globally in any bank’s terminal supporting VISA or Elcard
  • Discounts with the Privilege Card program

Сравнение

‘Urgent’ Deposit

interest rate
up to 11,5%
interest payment
monthly
an initial fee
from KGS 5000

‘Flow’ Deposit

interest rate
up to 9,5 %
interest payment
monthly
an initial fee
from KGS 25 000

Capital Deposit

interest rate
up to 11,0%
interest payment
at the end of the term
an initial fee
from KGS 5000

‘Child’ Deposit

interest rate
up to 12%
interest payment
at the end of the term
an initial fee
from KGS 5000

‘Progression’ Deposit

interest rate
up to 9,5%
interest payment
at the end of the term
an initial fee
from KGS 5000
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The result of calculating a calculator is informative. Exact parameters The deposit will be calculated by the Bank based on the results of your application.

For more information, please contact Bakai OJSC Bank".

Month Accrued interest

News

Foreign Exchange Rates

Purchase Sale
USD 69.7500 69.9000
EUR 76.7000 77.6000
RUB 1.0880 1.0970
KZT 0.1750 0.1810
GBP 88.0000 92.0000
CNY 9.4000 10.5000
Purchase Sale
USD 69.7000 69.9000
EUR 76.4000 77.8000
RUB 1.0550 1.1250
KZT 0.1700 0.1900
GBP 82.0000 94.0000
CNY 8.9000 11.0000
FX rate
USD 69.8500
EUR 76.8979
RUB 1.0878
KZT 0.1797
GBP 90.0135
CNY 9.9787

Course listed on 16.11.2019

Exchange rates are valid for Bishkek city. Exchange rates are valid for an amount of up to $1000 (or equivalent in other currencies), rates for amounts above$1000 are contractual