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Mortgage for purchase of other bank owned real estate

Mortgage

to 15 000 000 soms
Amount
20 % of total amount or a collateral
Down payment
purchase of the bank owned real estate
Purpose
yes
Cosigner
to 10 years
Term
from 8 %
Interest
Loan amount

Amount not selected

Interest rate

28 %

Monthly payment

0

Total repayment

0

Down Payment on a Loan

KGS

USD

Loan Term 

Down payment 20% to 40%

 

10% (first 24 months)                

11% (next 24 months)

12% (remaining 72 months)

to 120 months 

12% (first 24 months)

14% (next 36 months)

 

to 60 months

Down payment 50% and up

 

8% (first 24 months)               

9% (next 24 months)

10% (remaining 72 months)

to 120 months 

10% (first 24 months) 

12% (next 36 months)

 

to 60 months

Additional collateral (with no down payment) 

 

12% (first 24 months)                  

13% (next 24 months)

14% (remaining 72 months)

to 120 months

14% (first 24 months)  

16% (next 36 months)

 

to 60 months

*Effective interest rate from 8,36% per annum.

Who can qualify:

Individuals with at least of 1 year of work experience. Individual (private) entrepreneurs and legal entities with a stable business, operating for at least 6 months (continuously) at the time of loan application.

 

Loan currency:soms and U.S. dollars

Minimum amount:from 1,000 USD / 75,000 soms and over

Purpose: purchase of real estate acquired as seized property by the Bank 

Term of the loan: 3 months to 120 months

 

Collateral:

1. Real estate

2. Motor vehicles (cars, trucks, passengers)

3.Personal items

4. Equipment (including containers and pavilions)

5. Goods for sale

6. Guarantee

7. Other types of collateral that meet the bank's requirements and approved by the Loan Committee

 

Loan repayment schedule:

  • Monthly, principal and interest in annuity payments
  • Monthly, the main debt in equal installments, interest on the fact of credit use
  •  Flexible schedule (in some cases), principal and interest depending on the seasonality of the given business
  • Other types of repayment as per Loan Committee decision

 

Requirement for borrowers:

  • Age from 21 to 65 years old
  • Be a citizen of the Kyrgyz Republic
  • Have a permanent documented income

List of required documents according to the bank's IRD

Follow the link to see the list of the bank owned property being sold   

Submit a request for assistance

We guarantee the security of your information

You can either by sending or by calling us for consulting

  • 6111 (from mobile only)
  • +996 312 61 00 61
  • +996 554 00 61 11 Whats App

Explore other bakai bank loan options

Mortgage

Purpose: purchase of real estate property

Mortgage

Foreign Exchange Rates

PurchaseSale
USD87.320088.3200
EUR93.000094.0000
RUB1.14001.1900
KZT0.13500.2080
GBP0.00000.0000
CNY10.500014.0000
PurchaseSale
USD87.000087.4700
EUR92.500094.5000
RUB1.12001.2000
KZT0.12500.2100
GBP0.00000.0000
CNY10.000015.0000
FX rate
USD87.4199
EUR93.6049
RUB1.1774
KZT0.1969
CNY12.7614

Course listed on 23.03.2023

Указанные курсы валют действуют для головного отделения банка (филиал "Главный"). Курсы в других отделениях банка могут отличаться. Курсы действительны для суммы до $1000 (или эквивалента этой суммы в других валютах), курсы для суммы свыше $1000 являются договоренными.