Collateral-free "Extra Express" loans can be obtained by everyone: both customers who use Bakai Bank's card for receiving salary as well as third-party individuals. You can apply for a loan in Bishkek, Osh and other cities of Kyrgyzstan in any bank branch where the loan specialist is present.
Who can qualify?
- Age 21 to 65 years old, for salary and/or pension cardholders of the Bank - up to 70 years old
- Citizens of the Kyrgyz Republic
- Permanent stable income, supported with documents (certificate of income / patent / certificate of Individual Enterpreneur)
Currency: Soms
Amount: 10 000 to 500 000 soms
Terms: 3 to 36 months
Collateral: Up to 300 000 soms - without cosigner, over 300 001 soms - 1 cosigner
Spousal consent is required for loans up to 100 000 soms
Repayment: monthly - annuity as per established loan repayment schedule
| Type of loan | Currency | Maximum amount, KGS | Interest rate, per annum |
| Extraexpress for Payroll members | KGS | up to 500 000 KGS | 21%* |
| Extraexpress | up to 500 000 KGS | 24%* |
*until 31.10.2024
Effective interest rate:
*for salary and/or pension cardholders of the Bank - 23.20%;
*for individuals with proof of official income - 26.89%.
WRITE US OR CALL US RIGHT NOW FOR ASSISTANCE!
- 6111 (from a cell phone)
- +996 554 00 61 11 Whats App
- +996 312 61 00 61
List of documents:
- Copies of passports of the Borrower, his/her spouse, cosigner and their spouses (if any)
- Copies of his/her spouse's passport and marriage certificate are required only for loans over 100,000 soms
For Individuals:
- Salary certificate for the past 3-12 months, pension, or a bank statement certified by a bank employee's signature or bank account statements from other banks for the specified period of salary receipt
For Individual Entrepreneurs:
- Copies of IE/Patent Certificates for the past 1-3 months
- Original certificate from local municipality on existence of livestock and/or documents on existence of farmland
And other documents necessary for loan processing according to the legislation of KR
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Submit a request for assistance
You can either by sending or by calling us for consulting
- 6111 (from mobile only)
- +996 554 00 61 11 (Whats App)
We guarantee the security of your information
Explore other bakai bank loan options
All-purpose consumer loans up to 5 000 000 soms
Consumer loan for the purchase of goods within the partner network
