0 (312) 61-00-61 6111
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РУССКИЙ КЫРГЫЗЧА
0 (554) 00-61-11 0 (312) 61-00-61 6111
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Collateral-free loan up to 500 000 soms

Consumer loan

from 10 000 to 300 000 soms
Amount
no
Collateral
any purpose
Purpose
3 to 36 months
Term
from 25%
Interest
Submit a request Calculator More
Payment schedule
Loan amount

Amount not selected

Interest rate

28 %

Monthly payment

0

Total repayment

0

Collateral-free "Extra Express" loans can be obtained by everyone: both customers who use Bakai Bank's card for receiving salary as well as third-party individuals. You can apply for a loan in Bishkek, Osh and other cities of Kyrgyzstan in any bank branch where a loan specialist is present.

The offer for participants of the payroll projects and seniors to reduce the interest rate down to 22.99% is valid from March 1, 2023 to June 1, 2023.

Who can qualify?

  • Age 21 to 65 years old, for salary and/or pension cardholders of the Bank - up to 70 years old
  • Citizens of the Kyrgyz Republic
  • Permanent stable income, supported with documents (certificate of income / patent / certificate of IE)

Currency: Soms

Amount: 10 000 to 500 000 soms

Terms: 3 to 36 months

Collateral: Up to 300 000 soms - without cosigner, over 300 001 soms - 1 cosigner

Spousal consent is required for loans up to 100 000 soms

Repayment: monthly - annuity as per established loan repayment schedule

 

Type of Loan

Currency 

Maximum amount, soms

Interest rate, per annum

Extra-Express

Soms

to 500 000

25% - during the promotional period - 22,99%

to 500 000 

28-30%

*Effective interest rate from 28,31% per annum, promotional rate - 25,79%. 

WRITE US OR CALL US RIGHT NOW FOR ASSISTANCE!

 

List of documents:

  • Copies of passports of the Borrower, his/her spouse, cosigner and their spouses (if any)
  • Copies of his/her spouse's passport and marriage certificate are required only for loans over 100,000 soms

For Individuals:

  • Salary certificate for the past 3-12 months, pension, or a bank statement certified by a bank employee's signature or bank account statements from other banks for the specified period of salary receipt 

For Individual Entrepreneurs:

  • Copies of IE/Patent Certificates for the past 1-3 months
  • Original certificate from local municipality on existence of livestock and/or documents on existence of farmland

And other documents necessary for loan processing according to the legislation of KR

Submit a request for assistance

We guarantee the security of your information

You can either by sending or by calling us for consulting

  • 6111 (from mobile only)
  • +996 312 61 00 61
  • +996 554 00 61 11 Whats App

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Foreign Exchange Rates

PurchaseSale
USD87.320088.3200
EUR93.000094.0000
RUB1.14001.1900
KZT0.13500.2080
GBP0.00000.0000
CNY10.500014.0000
PurchaseSale
USD87.000087.4700
EUR92.500094.5000
RUB1.12001.2000
KZT0.12500.2100
GBP0.00000.0000
CNY10.000015.0000
FX rate
USD87.4199
EUR93.6049
RUB1.1774
KZT0.1969
CNY12.7614

Course listed on 23.03.2023

Указанные курсы валют действуют для головного отделения банка (филиал "Главный"). Курсы в других отделениях банка могут отличаться. Курсы действительны для суммы до $1000 (или эквивалента этой суммы в других валютах), курсы для суммы свыше $1000 являются договоренными.