A payroll program is a service where a company partners with a bank to deposit employee salaries directly onto individual payroll cards. It’s a convenient and secure solution that simplifies the payment process, giving employees easy access to their funds and the ability to use a full range of banking services — including loans, transfers, and more.

• Streamlined payroll processing
• Reduced cash handling costs
• Greater transparency in salary payments

• A convenient way to receive salary
• Access to a wide range of banking services
• Opportunity to earn bonuses from the bank

The company visits any branch of the Bank to sign a payroll service agreement and open card accounts for salary deposits.

A set of documents is prepared for all employees and submitted to the Bank.

Under the payroll program, employees can benefit from:

• Issuance and maintenance of payroll cards
• Preferential interest rates on loans
• Special offers, bonus programs, and more

The company can independently choose which cards will be used for salary deposits.