BISHKEK – July 28th, 2026 — BAKAI, commercial bank, today brings its customers Apple Pay, a safer, more secure and private way to pay that helps customers avoid handing their payment card to someone else, touching physical buttons or exchanging cash — and uses the power of iPhone to protect every transaction.

Customers simply hold their iPhone or Apple Watch near a payment terminal to make a contactless payment. Every Apple Pay purchase is secure because it is authenticated with Face ID, Touch ID, or device passcode, as well as a one-time unique dynamic security code. Apple Pay is accepted in grocery stores, pharmacies, taxis, restaurants, coffee shops, retail stores, and many more places.

Customers can also use Apple Pay on iPhone, iPad, and Mac to make faster and more convenient purchases in apps or on the web in Safari without having to create accounts or repeatedly type in shipping and billing information. Apple Pay makes it easier to pay for food and grocery deliveries, online shopping, transportation, and parking, among other things. Apple Pay can also be used to make payments in apps on Apple Watch.

Security and privacy are at the core of Apple Pay. When customers use a credit or debit card with Apple Pay, the actual card numbers are not stored on the device, nor on Apple servers. Instead, a unique Device Account Number is assigned, encrypted, and securely stored in the Secure Element, an industry-standard, certified chip designed to store the payment information safely on the device.

Apple Pay is easy to set up. On iPhone, simply open the Wallet app, tap +, and follow the steps to add BAKAI’s credit or debit cards. Once a customer adds a card to iPhone, Apple Watch, iPad, and Mac, they can start using Apple Pay on that device right away. Customers will continue to receive all of the rewards and benefits offered by BAKAI’s cards.

For more information on Apple Pay, visit: http://www.apple.com/apple-pay/ [localized per market]
For more information on BAKAI, please visit https://bakai.kg/ 

Disclaimer:

Services are provided by OJSC “BAKAI BAK”. This offer is available to eligible cardholders and is subject to the terms and conditions established by the Bank. Benefits, terms, restrictions, and reward amounts (including cash back, discounts, and privileges) may vary by product and are governed by the Bank's current rate schedule. The Bank reserves the right to modify the terms of this offer at its sole discretion.

Availability of certain services and offers may depend on device compatibility, internet connectivity, and the operating conditions of third-party partners. The Bank assumes no responsibility for the quality of goods or services provided by partners.

For full terms and conditions, visit the BAKAI mobile app or the official website: https://bakai.kg/en/a-pay/