Big News! Meet Bakai Bank's new installment card that gives you the freedom to shop now and pay over time - with 0% interest, no hidden fees, and clear, simple terms.

The Tumar Card is Bakai Bank’s new installment product, designed for those who don’t want to delay important purchases.Whether it’s clothing, electronics, home appliances, or education, Tumar lets you pay in monthly installments - no paperwork, no collateral, no guarantors.

Use your Tumar card across our partner merchant network, either by swiping the physical card or scanning a QR code. Your purchase is automatically split into equal monthly payments, with full transparency and no surprises.

What Tumar offers:

• Installments up to 12 months - based on merchant terms
• 0% interest – when you pay on time
• Equal monthly payments - due by the 20th of each month
• Pay by card or QR code
• No collateral, no guarantors
• Credit limit up to 200,000 KGS

​​​​​​​Security & Control:

• The card is temporarily blocked if a payment is missed, and re-activated once it’s paid
• If overdue for more than 30 days, the card is automatically closed
• Cash withdrawals and transfers are not allowed - card is for purchases only within the partner network​​​​​​​

The Tumar Installment Card from Bakai Bank puts flexibility, control, and convenience in your hands.

No more choosing between “now” and “later” — with Tumar, you can simply say: ALA BER!