Bakai Bank customers can now send money instantly and securely using just a card number or phone number — both within Kyrgyzstan and internationally.
The BakAi app now supports two powerful new transfer options: Visa Direct and Visa+.

Visa Direct – Transfers by Card Number

1. Enter the recipient’s Visa card number, first and last name, specify the amount, and confirm — funds are delivered instantly.
2. Available in 80+ countries, including across Asia, the EU, the Middle East, and more See the full list of supported countires

Visa+ – Transfers by Phone Number

1. Enter the recipient’s phone number, first and last name — if their Visa card is linked to the Visa+ system, the transfer will be sent instantly.
2. No need to know the card number — just the phone number
3. Available in CIS countries: Ukraine, Belarus, Kazakhstan, Uzbekistan, Moldova, and Tajikistan, also supported by select banks in Kyrgyzstan, with the network expanding

Within Kyrgyzstan: No fee for Visa Direct and Visa+ transfers through December 31, 2025. International transfers: Just 1% of the amount (minimum $2 USD)

All data and transactions are protected by Visa’s international security standards, ensuring your transfers are safe and reliable.

With Bakai Bank and the BakAi app, sending money is easier than ever - instantly, conveniently, and worldwide. Discover a new era of global banking — starting today.