Starting July 1, 2026, OSGOPP (mandatory passenger liability insurance) becomes a legal requirement for all passenger carriers in Kyrgyzstan.
BAKAI Insurance is launching a 30% cashback promotion on annual OSGOPP policies purchased through the BAKAI mobile app. The promotion runs from June 18 to September 1, 2026, giving carriers a way to meet the new legal requirement while getting part of their money back.
For example:
- Annual policy cost: 410 som (city taxi, passenger car)
- 30% cashback: 123 som credited straight to your account
What is OSGOPP and why does it matter?
OSGOPP is a mandatory insurance policy that protects passengers in the event of injury or death during a trip, when the accident is the carrier's fault.
Under the new law, OSGOPP is required for anyone providing passenger transportation services:
- Taxis and taxi fleets
- Minibuses and shuttle routes
- Bus carriers
- Companies operating intercity and international routes
What does OSGOPP cover?
The policy provides for payouts in the event passengers are harmed during transport:
- Bodily injury or harm to passengers' health
- Damage to passengers' property
- The carrier's financial liability
What happens if you don't get OSGOPP?
Starting July 1, 2026, operating without a policy can result in:
- License denial or non-renewal
- Fines
- Restrictions on the right to operate
- Full personal financial liability for the carrier
How to get OSGOPP online
Getting a policy takes just a few minutes through the BAKAI mobile app.
Go to "Services → Insurance → Passengers." Get your policy quickly, conveniently, and without a branch visit.
The BAKAI Insurance Promotion
When you purchase an annual OSGOPP policy through the BAKAI mobile app, you get 30% cashback in real money, credited directly to your account.
Promotion period: June 18 – September 1, 2026
BAKAI Insurance helps carriers get ahead of the new requirements - easily, quickly, and with a real financial benefit.
