From August 1 to 31, 2026, BAKAI is rolling out special loyalty program terms for Visa and Elcard+ cardholders. With the new school season just around the corner, clients can earn elevated cashback of up to 5% on purchases in popular categories.

Throughout August, 5% cashback applies to school and office purchases: stationery, books, school and office supplies, as well as newspapers and periodicals. The offer covers both in-store and online purchases.

Visa cardholders get an added bonus: up to 3% cashback on online purchases under the standard loyalty program terms.

Elcard+ cardholders earn 5% cashback on virtually all purchases, with the exception of transaction types excluded from the program.

BAKAI is also keeping its special terms for Senior Card holders. That card earns 5% cashback at pharmacies and optical stores, 1% at supermarkets and grocery stores, and 3% on all other eligible purchases, with the exception of certain transaction categories excluded under the program terms.

The promotion runs August 1–31, 2026. Cashback is credited in accordance with the bank’s loyalty program terms; certain transaction categories are excluded.

Important: effective August 1, 2026, cashback accrual on Mastercard cards has been temporarily suspended.

Full loyalty program terms are available on the bank’s official channels https://bakai.kg/en/cashback/