7 October 2025
BAKAI and IPC Introduce the New Elcard+ Card
BAKAI and IPC Introduce the New Elcard+ Card

BAKAI, in partnership with the Interbank Processing Center (IPC), has announced the launch of a new product - Elcard+, the advantages of the national payment system with modern internationally benchmarked services.

Elcard+ is an upgraded national payment card designed to make cashless payments even more convenient, secure, and rewarding. It is created for customers who value technology, comfort, and premium services - all in one solution.

Key Features and Benefits:

  • Cashback and rewards programs for cashless purchases
  • Complimentary Yandex Plus subscription for 60 days. 
  • Access to the Manas Airport business lounge at a special rate of KGS 1,300, with no limits on the number of visits
  • Luggage wrapping at Manas Airport for just KGS 400, with no annual usage limits
  • Ability to make domestic and international payments* via the Elcard+ system.

The Yandex Plus subscription is available to all Elcard+ cardholders, however, activation is carried out exclusively through the Elcard Mobile application.

The launch of Elcard+ is the result of a strategic partnership between BAKAI and the IPC, aimed at advancing and digitalizing Kyrgyzstan’s national payment system.

The Elcard+ card can be obtained at any BAKAI branch or online via the BakAi mobile application. Once issued, customers immediately gain access to their Yandex Plus subscription, as well as bonus offers and partner promotions.

Promotion period: from October 1 to December 31, 2025.

*International payments include transactions abroad and on foreign online platforms made possible through the integration of the IPC CJSC card with international payment services. This enables customers to make purchases and payments overseas as easily as they do within Kyrgyzstan.
 

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