We’ve introduced a new digital service that allows clients to complete collateral property registration entirely online.
This innovative solution is already helping our customers speed up the lending process — enabling full registration in just 5–10 minutes, with no need to visit a notary or government office.

Bakai Bank is proud to be the first commercial bank in Kyrgyzstan to implement a fully online collateral registration process for loan applicants. Now, customers can complete a key step of the loan process remotely via the BakAi mobile banking app, saving time and avoiding paperwork.

At Bakai Bank, we believe banking should be simple, smart, and centered on what truly matters. This new digital collateral registration service marks a significant step forward in the digital transformation of banking services. The solution has already been in use for more than two months and is delivering results for real clients.

How it works:

Once a loan is approved, the client provides:

• A notarized consent for the loan and pledge (if married) or a statement of marital status (if not)

• A property insurance policy

After that, the client logs into the BakAi mobile app, reviews the mortgage agreement, and signs it using an electronic digital signature (EDS).

The entire process takes on average 5–10 minutes, with no physical visit to a notary or government office required.

Several transactions have already been successfully completed, and feedback from our clients confirms: Online collateral registration is fast, convenient, and secure.

Bakai Bank — built around what matters.

*First among commercial banks in Kyrgyzstan as of 2025.